Hire the best financial advisor for your needs. With the Discover it® chrome, you would … Cardholder benefits include a free monthly FICO credit score and the ability to freeze your account if your card is lost or stolen. I got this card in my sophomore year. I was given a rather generous $3000 limit. Compensation from affiliate relationships allow us to maintain and update our site. I also like the fact that I can monitoring my credit score from the dashboard. If you have a good income and TU of mid-600s, I say throw the dice. It earns 2% cash back at restaurants and gas stations, on up to … Let’s take a look at Discover’s offers and what score you need to get approved. $0 annual fee. Whether you have a credit score of over 750, under 500, or somewhere in-between, there's a Discover card out there for you. But I had to provide information like copies of my passport, SSN, school transcripts. So it looks like Discover is probably more strict with their credit limits. And your rewards also post immediately and you can redeem them so easily from your app. You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards.You can get the Discover it Secured Card with a bad credit score … $20 statement credit each year your GPA is 3.0 or higher, for up to 5 years. With that being said, it’s not just your credit score you should worry about. Credit Score Definition & More. Discover it Chrome for Students Credit Card Bonus Discover's Cash Back Match program is a valuable bonus offer. I was shocked I got approved. It took about 7 days for them to approved me once I provided them with a copy of my drivers license, ssn and transcript. Best credit card applications that fit your needs. You could also use your cash rewards almost immediately after it posts. Discover is my first ever credit card and they approved me even though I have absolutely no credit history. Tonight we are unenveloping our new discover it chrome credit card. I simply PC'ed my card to the regular Discover Chrome. Discover Credit Cards, @WalletHub In fact, I never had to make a phone call at all. This is my first card which I got during my freshman year. This is perhaps the best student credit card IMO. I also have about 5 cards from other companies. They pick up the phone faster and they managed to resolve a couple of issues easily. edit or limited credit. 2% cash back at restaurants and gas stations, up to $1,000 spent per quarter. You automatically earn 2% cash back at Gas Stations and … I am an international student. The Discover it Chrome is a decent option for people with good credit, although it’s not as rewarding as many other cards. Discover it® Student chrome: Details and benefits As one of the two student credit cards that Discover offers, the Discover it® Student chrome earns you 2 percent cash back at gas stations … If you misplace your card, you can freeze it on the mobile … Discover matches your first year’s cash back. Of the two cards, the Discover it® Cash Back card … . Had this card in my college years and have just graduated. A few other components matter as well, such as your income, debt and credit utilization, … , but there’s no minimum credit score needed for three Discover cards. Got this during my senior year and having already applied for and approved for 3 cards. Their app is great as well. In fact, we have turned down relationship request from issuers that want to influence our reviews. I had to update my transcripts and stuff like that but it was done online and with the help of their online chat (which I found to be great). I also have about 5 cards from other companies. So you may want to look into cards from other issuers. $0 annual fee. But as the names suggest, you have to also be a student. I like the rewards on gas. In fact, the Discover it® Student chrome card is one of only a handful of credit … Is there a standard Discover card interest rate? I was denied one month prior with a much higher score. First posted on 11/23/17 I have called them up for so many questions and they always pick up the phone pretty quickly. Not long after this, I got the Citi ThankYou Preferred and was given $1000 limit. You need a good credit score or higher to qualify for the Discover it chrome in the first place, so it isn’t feasible as a normal starter card. However, credit score alone does not guarantee or imply approval for any credit card offer. This is a great card. It has a score of 842, compared with … check your latest credit score for free on WalletHub. (Please include your credit scores and limits on your card as well as any benefits or customer service experience) . Both gave me a $500 limit. 1 Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover ® card … With no annual fee, this card … Discover notes that there's no FICO history requirement for this card, but if you're approved and you demonstrate responsible use of the card, it can help you establish a credit history. The app is also very good. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. Your Chrome credit card for students earns 2% Cashback - automatically - at: Gas stations Restaurants (including cafes, takeout, delivery and fast-food) on up to $1,000 in combined purchases each quarter. Discover it® chrome credit card charges up to $40 for late payments, but your first late payment fee will be waived. There never has been a problem. I was late once and they waived the late fee. Why you may opt for the Chrome: Unlike the Discover … Learn what kind of credit score you'll need for all the most … Read full review You … The Discover it Secured card is targeted toward people with bad credit, but you’ll be able to get it with fair credit. Power Credit Card Customer Satisfaction survey, Discover is most satisfying card issuer out of 11 card companies surveyed. Here are the Discover cards for fair credit: There are no Discover cards for fair credit specifically. I was pre-approved with firm rate for both the Discover it and Discover it Chrome and not sure which one to go with. The economy is very good right now and lenders appear to be a little more generous!!! I am a full time student with a part-time job and income. $20 statement credit each year your GPA is 3.0 or higher, for up to 5 years. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. I had a late payment once and also lost my card. The Discover it® Student Chrome card is geared toward students looking to build their credit and offers student specific perks including a $20 statement credit each school year GPA is 3.0 … Some of the best non-Discover cards for fair credit include Capital One QuicksilverOne, Capital One Platinum and the Amazon Store Card. This was the first card I applied. The two student cards require either fair credit or limited credit. Standard message rates apply. More than simply a gas station credit card or a restaurant credit card, Discover it ® Chrome is a rewards credit card for all your purchases. I wish I had gotten it during my freshman year (got the wells fargo). It was probably based on the income I reported from my internship. I got this during my senior year and compared to others who have commented here, I got a higher credit limit ($2000). On top of that, it provides cash back rewards at gas stations and restaurants. Light on fees Great customer service, good mobile app and online portal, and great overall experience with Discover so far. Discover regularly offers gas stations and restaurants as 5% bonus categories. Discover it Student chrome review: This student credit card rewards good grades and matches your first-year earnings dollar-for-dollar CNBC Select breaks down the rewards, benefits and … My TU fico score was 720 when I applied. That would bring the max bonus cash back you could earn with the Discover it® Cash Back card up to $600 and up to $160 for the Discover it® chrome — a $440 difference. But you need good or excellent credit for all the other offers, including Discover it Miles and Discover it Cash Back, two of the most popular options. While the selection size isn’t very big, Discover’s credit card offers for people with fair credit scores are still good options that give rewards without any annual fees or foreign transaction fees. But this card is useful to me because I have moved out of my dorm and I find that I am eating out more. Last reviewed on 04/18/20. 0% APR for 6 months on purchases. This is my first card which I got midway through my freshman year. I have a BOA card that took a full billing cycle for it to register. I am REALLY beginning to believe it's what in your profile and the number is not so important.... @charleslyons13 Discover will automatically … Enter your cell phone number and we’ll send you a link to install the WalletHub app. 06/01/20, My score is a 660 and I was pre-approved but I never followed up what would be the credit limit and would I get approved, There are 3 Discover cards for fair credit: Discover it Secured, Discover it Student Cash Back, and Discover it Student Chrome. What's the Discover it Miles credit score requirement? The Chase Freedom rewards structure is similar to that of the non-Chrome Discover It card: 1% on all purchases with 5% on rotating bonus spending categories up to a quarterly maximum. The Discover it® Student chrome can help you build credit while earning you cash back on your purchases. This is … The minimum recommended credit score for this credit card is 670 However, there have been reports of approvals with a score as low as 600. This question is about Anthony $0 annual fee. This was my second card. The Discover it® chrome card comes with a $0 annual fee. The rewards are also very good. I originally got the IT card. How to Increase Your Chances of Getting Approved for Discover It Card I also find their customer service better. Unlike the Discover it Cash Back, the … Like most credit cards, Discover customers have free access to their FICO credit score. I am a full time student with a part-time job and income. I called Discover and they did the switch for me that activated during the next statement. CompareCards: Discover it® chrome Card Quick Review The Discover it® chrome Card is one of our more reliable cards. I applied for this card and got approved. For example, Discover will consider how your income compares to your debt, along with your employment status, whether you own or rent your home, how many loans and lines of credit you already have open, and more. I have held this card for a little over a year since I got approved, and Discover has kindly given me a $5,700 in return. Their online chat is super helpful. I say that because it doesn't require a good credit score in order to have it, it's great as a starter card… Credit card rewards are one of the benefits of having good credit. Discover it Chrome for Students is a cashback credit card issued by Discover Bank. I can also check my credit score every time I log into the account. Also we are having a q&a session where you can have all of your questions answered. I love it that I can earn 2% cash back on gas and can redeem my rewards in many different ways. I had been rejected by a couple of cards and I am very happy Discover approved me. Our editorial and consumer star ratings are based on independent reviews and not influenced by compensation and affiliate relationships. It's groceries right now level 2 Original Poster 1 … Bottom line The Discover it® chrome can earn you $1,568 in cash back over five years — and $523 … I got this card during my junior year and perhaps on hindsight, I should have gotten it earlier. My score has improved to about 690 when I applied for Discover. However, our editorial and consumer reviews are objective and not affected by our relationships and compensation. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit… % cash back at restaurants and gas stations, up to $1,000 spent per quarter.1% cash back on all other purchases. While our site reviews many cards, we recognize that we cannot possibly review every card on the market. What's the best Discover card for fair credit? I work part-time too so I have "income". Fees The Discover it Chrome … A credit score of at least 700, which is good credit, should qualify you for the Discover it chrome card. The Discover it® Student chrome card is a good option for students to learn how to handle credit. The 2% cash back on "restaurant" help me earn more cash back. Freeze it®. Opinions expressed here are the author’s and/or WalleHub editors'. It certainly was way better than Wells. I also love the fact that I can check my credit score when I want to. Additional Discover it® chrome benefits: Annual fee. My experience has been great so far. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Whether your finances aren’t so great or they’re right on track, you should be able to find a Discover card that works for you. This is my second card, which I got during my sophomore year. Consumer Reviews, Credit Score and Income Needed, Credit Limits. The Discover it chrome credit card, for … There aren’t any Discover cards that flat-out require excellent credit, currently. Wallethub doesn’t charge for this service. No annual fee. I was given a $500 limit. The card also has a feature that lets you freeze your card if it’s lost or stolen, and Discover offers free overnight card shipping to any U.S. address if your credit card is lost or stolen. 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